Success Story 1
1st Case: Bo Seon Lee
8053 Jayseel St. Sunland, CA 91040
Mr. Lee Owed about $596,840 to 1st lender Aurora Loan Services, and owed $105,000 to 2nd lender Aurora Loan Services. Mr. Lee came to us to request short sale on January 11, 2010. He already received the Trustee's Sale Notice which was on January 19th, 2010. Sam had to act fast to stop the Trustee's sale. Sam and his staff were able to stop the trustee's sale and were able to short sale Mr. Lee's house.
As a result,
1. 1) Mr. Lee was able to avoid stressful foreclosure.
2. 2) He was able to stay longer in the house until May 13, 2010 without payment.
3. 3) He saved his credit damage to a minimum.
4. 4) He wiped out his debt and was free from it.
5. 5) He got help with moving costs.
6. 6) He got expert advice from a short sale specialist all the way to closing, free of charge.
It is imperative to hire a knowledgeable and competent broker who knows how to negotiate with the bank on behalf of the home owners.
If you are looking for an experienced and certified short sale specialist, contact Sam.
All service is unbelievably FREE. Sam’s mindset is to serve you in order to get free from the burden of your debt without any recourse.
Short sale is the best way to consolidate your debt with the lender's approval.
Success Story 2
2nd Case: Nam Cho
19303 Andrada Dr. Rowland Hts. CA 91748
Mr. Cho converted the house into a boarding home and put his mother in charge of the place. However, the bad economy was hitting everyone and the boarders started to miss their payments, with some boarders having to move back to their families. Mr. Cho had 6 rooms and only 2 renters remained. Mr. Cho couldn’t pay his mortgage so he tried to do a loan modification, but he was not qualified for loan modification. Mr. Cho was hesitant to do a short sale because he had another house where he lived and a property in his name that was worth $500,000. He owed to the Wilshire Credit Corporation $554,502, and additional 9 months delinquent payments and property tax. He worried that the bank might attach deficiency judgment on his other properties.
Sam started the short sale on Mr. Cho's house on May 14, 2009, which successfully closed on Aug. 11, 2009. Sam and his staff aggressively negotiated with the bank. The bank wanted to get paid more than what was offered. However, there was not a family room or a dining room in the house because it had been remodeled to function as a boarding home. The extra rooms and bathrooms were added without a permit. Sam made the lender understand about the situation and the offered price was approved and sold for $360,000. Mr. Cho did not pay a single penny on the transaction. Sam negotiated with the bank so that Mr. Cho was able to be free from his debts on the house without any recourse or deficiency judgment.
As a result,
1) Mr. Cho avoided stressful foreclosure.
2) He was able to stay longer in the house.
3) He saved his credit damage to a minimum.
4) He was protected from deficiency judgment even though he had worthwhile assets.
5) He removed his debt and was free from it.
6) He was able to save his primary residence since his expenses were reduced by getting rid of his second home.
7) He got help with moving costs.
Success Story 3
3rd Case: Gloria Rasnake
4344 TOLAND PLACE, LOS ANGELES, CA 90041
Gloria wanted to request a short sale but she was hesitant because she earned a high income and had IRA and 401K saved up under her name. She owed $567,187.17 to the 1st lender Central Mortgage Company and $135,926.28 to the 2nd lender HSBC Beneficial. The short sale was approved and the house was sold at $370,000. She is now free and clear from her mortgage debts.
Success Story 4
4th Case: Alberta Wade
1831 E. 109th St., Los Angeles, CA 90059
Alberta retired in September 2009, and she couldn’t afford to pay her mortgage anymore after she retired. She owed $186,054.87 to 1st lender HSBC Beneficial and owed $7000 to 2nd lender HSBC Beneficial and the short sale was approved. The house was sold at 95,000.00. She is now free and clear from her mortgage debts. We helped her to receive $2500 relocation incentive.
Success Story 5
5th Case: Jee Sun Lee
3346 Mills Ave. Glendale, CA 91214
Jee applied for loan modification and was declined. She was behind her mortgage payments over 18 months. Jee Sun Lee owed over 500,000 to 1st lender Bank of America and 170,000 to 2nd Lender Bank of America. She used line of credit to pay off credit cards. The Bank of America wanted to get $620,000 but we negotiated with the Bank and the house was sold at $524,000. It took about 7 months to complete the short sale. She was qualified for HAFA short sale and she received $3000 relocation Incentive.
Success Story 6
6th Case: Marco & Nelly Montelongo
1141 S. Evergreen Ave. Los Angeles, CA 90023
Marco and Nelly Owed about $360,000 to 1st Lender American General Finance and owed $27,000 to 2nd Lender American General Finance. They were declined for the loan modification and received the Notice of Default. The lender wanted to get at least $250,000 but we negotiated with the lender and the short sale was approved and the house was sold at $131,000.
Success Story 7
7th Case: Tae Shik Kim
1009 Fairview Dr. La Canada CA 91011
Tae Kim bought the house on May 2006 at $967,000. Due to curtailment of income and increasing mortgage interest rate. He no longer was able to keep up with the mortgage payments and he decided to apply for short sale. He was declined for the loan modification. He owed $508,816.15 to 1st lender Bank of America, and owed $145,350 to 2nd lender Bank of America. The lender wanted to get paid over $850,000 but we negotiated with the lender and the short sale was approved and the house was sold at $720,000.
Success Story 8
8th Case: David R. Garrison & Shelia K. Garrison
418 N. Lazard St. San Fernando CA. 91340
David & Sheila purchased a house on February 1990. Due to David’s illness he wasn’t able to keep the full time job. They fell behind their mortgage payments and received the Notice of Default. They owed $149,300 to 1st lender Citi Mortgage and owed $154,000 to 2nd lender HSBC Beneficial. The short sale was approved and the house was sold at 240,000. David received over $7000 incentive from the lender.
Success Story 9
9th Case: Katherine M. Howard
21551 Burbank Blvd #96 Woodland Hills, CA 91367
Katherine bought the condo on May 2006 at $396,000. Due to financial hardship she couldn’t pay the mortgage. She applied for the loan modification but it was declined. She received the Notice of Default on April 28, 2010. She owed $382,000 to 1st lender Chase and owed $46,000 to 2nd lender Bank of America. She also owed $11,000 to HOA. The short sale was approved and the condo was sold at $255,000. All her mortgage debts were wiped out including her HOA Lien. She received $3000 relocation incentive through HAFA Short sale.
Success Story 10
10th Case: Kenneth Tang
11741 Obee Lane, El Monte CA 91732
Kenneth owed $313,513 to Bank of America. He received the Notice of Default on May 7th, 2010. During the short sale the Bank wanted cash contribution from the home owner $5,000 and the promissory note for $25,000. We negotiated with the Bank so that he doesn’t have to bring any money and the short sale was approved and the house was sold at $275,000. The mortgage debt was completely wiped out.
Success Story 11
11th Case: Kenneth Wong
319 N. Nicholson Ln. North Hills, CA 91343
Kenneth retired December 2006, he lost all the equity money to scheme artist. He was hesitant to do the short sale. He received the Notice of Default on July 8, 2010. He owed $32,000 to 1st lender Wells Fargo, owed $260,000 to 2nd lender Bank of America. The short sale was approved and the condo was sold at 280,000.
Success Story 12
12th Case: Victor K. Maldonado
3024 E. Cecelia St. West Covina, CA 91792
Victor is a hard working man but because he has an Option Arm Rate the mortgage payment went up twice higher than his regular payment. He wasn’t able to keep up with his payment and received the Notice of Default on March 24, 2010. He Owed $332,000 to 1st lender Bank of America and owed $89,000 to 2nd lender Bank of America. He was qualified for the HAFA Short sale and the short sale was approved and the house was sold at $329,000. He received relocation incentive for $3000.
Success Story 13
13th Case: Maria & Hermie Cosme
2609 Scott Ave. Los Angeles, CA 90026
Maria and Hermie owed $484,000 from HomEq Servicing. They received the Notice of Default on 7/23/2010. The loan was transferred to Ocwen Loan Servicing, LLC. This short sale was a challenge for us. First of all, Ocwen told us that they will not postponed any foreclosure sale date during the short sale and when we were trying to close the short sale there were three other judgments from the creditors. We negotiated with the creditors and worked with buyer so they we could clear the judgments before closing. The short sale was approved and the house was sold at $400,000.
We have many more success stories…
you could be next!
Short Sale is the best solution to get out of trouble with your house. 100% Short Sale Success!!
1st Case: Bo Seon Lee
8053 Jayseel St. Sunland, CA 91040
Mr. Lee Owed about $596,840 to 1st lender Aurora Loan Services, and owed $105,000 to 2nd lender Aurora Loan Services. Mr. Lee came to us to request short sale on January 11, 2010. He already received the Trustee's Sale Notice which was on January 19th, 2010. Sam had to act fast to stop the Trustee's sale. Sam and his staff were able to stop the trustee's sale and were able to short sale Mr. Lee's house.
As a result,
1. 1) Mr. Lee was able to avoid stressful foreclosure.
2. 2) He was able to stay longer in the house until May 13, 2010 without payment.
3. 3) He saved his credit damage to a minimum.
4. 4) He wiped out his debt and was free from it.
5. 5) He got help with moving costs.
6. 6) He got expert advice from a short sale specialist all the way to closing, free of charge.
It is imperative to hire a knowledgeable and competent broker who knows how to negotiate with the bank on behalf of the home owners.
If you are looking for an experienced and certified short sale specialist, contact Sam.
All service is unbelievably FREE. Sam’s mindset is to serve you in order to get free from the burden of your debt without any recourse.
Short sale is the best way to consolidate your debt with the lender's approval.
Success Story 2
2nd Case: Nam Cho
19303 Andrada Dr. Rowland Hts. CA 91748
Mr. Cho converted the house into a boarding home and put his mother in charge of the place. However, the bad economy was hitting everyone and the boarders started to miss their payments, with some boarders having to move back to their families. Mr. Cho had 6 rooms and only 2 renters remained. Mr. Cho couldn’t pay his mortgage so he tried to do a loan modification, but he was not qualified for loan modification. Mr. Cho was hesitant to do a short sale because he had another house where he lived and a property in his name that was worth $500,000. He owed to the Wilshire Credit Corporation $554,502, and additional 9 months delinquent payments and property tax. He worried that the bank might attach deficiency judgment on his other properties.
Sam started the short sale on Mr. Cho's house on May 14, 2009, which successfully closed on Aug. 11, 2009. Sam and his staff aggressively negotiated with the bank. The bank wanted to get paid more than what was offered. However, there was not a family room or a dining room in the house because it had been remodeled to function as a boarding home. The extra rooms and bathrooms were added without a permit. Sam made the lender understand about the situation and the offered price was approved and sold for $360,000. Mr. Cho did not pay a single penny on the transaction. Sam negotiated with the bank so that Mr. Cho was able to be free from his debts on the house without any recourse or deficiency judgment.
As a result,
1) Mr. Cho avoided stressful foreclosure.
2) He was able to stay longer in the house.
3) He saved his credit damage to a minimum.
4) He was protected from deficiency judgment even though he had worthwhile assets.
5) He removed his debt and was free from it.
6) He was able to save his primary residence since his expenses were reduced by getting rid of his second home.
7) He got help with moving costs.
Success Story 3
3rd Case: Gloria Rasnake
4344 TOLAND PLACE, LOS ANGELES, CA 90041
Gloria wanted to request a short sale but she was hesitant because she earned a high income and had IRA and 401K saved up under her name. She owed $567,187.17 to the 1st lender Central Mortgage Company and $135,926.28 to the 2nd lender HSBC Beneficial. The short sale was approved and the house was sold at $370,000. She is now free and clear from her mortgage debts.
Success Story 4
4th Case: Alberta Wade
1831 E. 109th St., Los Angeles, CA 90059
Alberta retired in September 2009, and she couldn’t afford to pay her mortgage anymore after she retired. She owed $186,054.87 to 1st lender HSBC Beneficial and owed $7000 to 2nd lender HSBC Beneficial and the short sale was approved. The house was sold at 95,000.00. She is now free and clear from her mortgage debts. We helped her to receive $2500 relocation incentive.
Success Story 5
5th Case: Jee Sun Lee
3346 Mills Ave. Glendale, CA 91214
Jee applied for loan modification and was declined. She was behind her mortgage payments over 18 months. Jee Sun Lee owed over 500,000 to 1st lender Bank of America and 170,000 to 2nd Lender Bank of America. She used line of credit to pay off credit cards. The Bank of America wanted to get $620,000 but we negotiated with the Bank and the house was sold at $524,000. It took about 7 months to complete the short sale. She was qualified for HAFA short sale and she received $3000 relocation Incentive.
Success Story 6
6th Case: Marco & Nelly Montelongo
1141 S. Evergreen Ave. Los Angeles, CA 90023
Marco and Nelly Owed about $360,000 to 1st Lender American General Finance and owed $27,000 to 2nd Lender American General Finance. They were declined for the loan modification and received the Notice of Default. The lender wanted to get at least $250,000 but we negotiated with the lender and the short sale was approved and the house was sold at $131,000.
Success Story 7
7th Case: Tae Shik Kim
1009 Fairview Dr. La Canada CA 91011
Tae Kim bought the house on May 2006 at $967,000. Due to curtailment of income and increasing mortgage interest rate. He no longer was able to keep up with the mortgage payments and he decided to apply for short sale. He was declined for the loan modification. He owed $508,816.15 to 1st lender Bank of America, and owed $145,350 to 2nd lender Bank of America. The lender wanted to get paid over $850,000 but we negotiated with the lender and the short sale was approved and the house was sold at $720,000.
Success Story 8
8th Case: David R. Garrison & Shelia K. Garrison
418 N. Lazard St. San Fernando CA. 91340
David & Sheila purchased a house on February 1990. Due to David’s illness he wasn’t able to keep the full time job. They fell behind their mortgage payments and received the Notice of Default. They owed $149,300 to 1st lender Citi Mortgage and owed $154,000 to 2nd lender HSBC Beneficial. The short sale was approved and the house was sold at 240,000. David received over $7000 incentive from the lender.
Success Story 9
9th Case: Katherine M. Howard
21551 Burbank Blvd #96 Woodland Hills, CA 91367
Katherine bought the condo on May 2006 at $396,000. Due to financial hardship she couldn’t pay the mortgage. She applied for the loan modification but it was declined. She received the Notice of Default on April 28, 2010. She owed $382,000 to 1st lender Chase and owed $46,000 to 2nd lender Bank of America. She also owed $11,000 to HOA. The short sale was approved and the condo was sold at $255,000. All her mortgage debts were wiped out including her HOA Lien. She received $3000 relocation incentive through HAFA Short sale.
Success Story 10
10th Case: Kenneth Tang
11741 Obee Lane, El Monte CA 91732
Kenneth owed $313,513 to Bank of America. He received the Notice of Default on May 7th, 2010. During the short sale the Bank wanted cash contribution from the home owner $5,000 and the promissory note for $25,000. We negotiated with the Bank so that he doesn’t have to bring any money and the short sale was approved and the house was sold at $275,000. The mortgage debt was completely wiped out.
Success Story 11
11th Case: Kenneth Wong
319 N. Nicholson Ln. North Hills, CA 91343
Kenneth retired December 2006, he lost all the equity money to scheme artist. He was hesitant to do the short sale. He received the Notice of Default on July 8, 2010. He owed $32,000 to 1st lender Wells Fargo, owed $260,000 to 2nd lender Bank of America. The short sale was approved and the condo was sold at 280,000.
Success Story 12
12th Case: Victor K. Maldonado
3024 E. Cecelia St. West Covina, CA 91792
Victor is a hard working man but because he has an Option Arm Rate the mortgage payment went up twice higher than his regular payment. He wasn’t able to keep up with his payment and received the Notice of Default on March 24, 2010. He Owed $332,000 to 1st lender Bank of America and owed $89,000 to 2nd lender Bank of America. He was qualified for the HAFA Short sale and the short sale was approved and the house was sold at $329,000. He received relocation incentive for $3000.
Success Story 13
13th Case: Maria & Hermie Cosme
2609 Scott Ave. Los Angeles, CA 90026
Maria and Hermie owed $484,000 from HomEq Servicing. They received the Notice of Default on 7/23/2010. The loan was transferred to Ocwen Loan Servicing, LLC. This short sale was a challenge for us. First of all, Ocwen told us that they will not postponed any foreclosure sale date during the short sale and when we were trying to close the short sale there were three other judgments from the creditors. We negotiated with the creditors and worked with buyer so they we could clear the judgments before closing. The short sale was approved and the house was sold at $400,000.
We have many more success stories…
you could be next!
Short Sale is the best solution to get out of trouble with your house. 100% Short Sale Success!!